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Finolink makes it easy to address your urgent financial needs. Simply fill out the form and connect with our team. Within just 10 minutes, one of our advisors will call you to understand your requirements and guide you toward the right solution.

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*Rates shown are indicative starting rates and vary by lender, credit profile and loan tenure.

Smart Loan Calculator

Know Your Loan Eligibility
& Calculate EMI in Seconds

Instantly estimate your maximum loan amount, calculate monthly EMI, compare repayment options, and make confident borrowing decisions—all in one smart financial tool.

Applicant details

Repayment ledger

Try the EMI calculator below, or check your eligibility to see your max loan amount.

Monthly EMI

₹32,502

Total Interest

₹1,70,088

Total Payment

₹11,70,088

Loan Amount
₹0₹5,00,00,000
Interest Rate
%
5%20%
Tenure (months)
mo
6 mo240 mo
15%is interest
Principal₹10,00,000
Interest₹1,70,088

Compare & check your eligibility

Select banks, share your salary, and see who you qualify with.

Monthly salary (take-home)₹50,000
₹10,000₹5,00,000
Preferred tenure60 months
12 mo360 mo

Before you apply

Eligibility Criteria

Every lender sets its own rules, but most applicants are checked against the same broad set of criteria. Hover a card to see the details.

01

Age

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Age

Usually within the lender's specified age range, often 18/21 to 60–65 years.

02

Residency

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Residency

Generally required to be an Indian resident.

03

Income

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Income

A regular and verifiable source of income is commonly required.

04

Employment

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Employment

Salaried and self-employed applicants may qualify, depending on the lender.

05

Credit history

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Credit history

Your credit history/score may be considered when assessing repayment ability.

06

Existing obligations

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Existing obligations

Existing EMIs and debts can affect how much you are eligible to borrow.

07

KYC

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KYC

Valid identity and address information will generally be required.

08

Bank account

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Bank account

A bank account is typically needed for verification and loan disbursal.

Trusted lending partners

HDFC Bank
ICICI Bank
Axis Bank
State Bank of India
Kotak Mahindra Bank
Bajaj Finance
Tata Capital
Aditya Birla Capital
IndusInd Bank
Poonawalla Fincorp
IDFC FIRST Bank
Can Fin Homes
Aadhar Housing Finance
Punjab National Bank
InCred
Hero FinCorp
Bank of Baroda
Bank of Baroda Eterna Credit Card
Cholamandalam
Unity Small Finance Bank
South Indian Bank
HDFC Bank
ICICI Bank
Axis Bank
State Bank of India
Kotak Mahindra Bank
Bajaj Finance
Tata Capital
Aditya Birla Capital
IndusInd Bank
Poonawalla Fincorp
IDFC FIRST Bank
Can Fin Homes
Aadhar Housing Finance
Punjab National Bank
InCred
Hero FinCorp
Bank of Baroda
Bank of Baroda Eterna Credit Card
Cholamandalam
Unity Small Finance Bank
South Indian Bank
Customer Stories

What people say when the process just works

Real customers, real quotes — no manufactured superlatives.

I compared five lenders in the time it usually takes to fill one form. Got my personal loan approved in a day.

N

Nishant Bhardwaj

Marketing Manager · Pune

Personal Loan

The business loan comparison saved us nearly 2% in interest versus what our bank first quoted.

A

Aniket Yadav

Founder, Studio Loom · Ahmedabad

Business Loan

Eligibility checker was scary accurate — the offer I got matched the estimate almost exactly.

p

pooja Prajapti

Software Engineer · Bengaluru

Home Loan

Needed funds fast for a medical emergency. finolink's team called within the hour and walked me through it.

A

Altaf Shaikh

Pharmacist · Hyderabad

Medical Loan

Education loan paperwork felt impossible until I used the document checklist here. Genuinely simple.

I

Irfan khan

Final-year Student · Delhi

Education Loan

Frequently asked questions

At Finolink, we make the process of finding a suitable loan simple, convenient, and transparent. Whether you need funds for an emergency,personal expenses, education, medical needs, or other financial requirements, we help you explore loan options based on your profile.

Eligibility depends on the requirements of the individual lender. Factors may include your age, income, employment or occupation, credit history, existing financial obligations, location, and KYC information.

The documents required can vary depending on the lender and your profile. You may be asked to provide KYC information, bank details, income proof, salary slips, bank statements, or other documents required for verification.

If Finolink operates as a loan facilitation or marketplace platform, it may connect applicants with lending partners rather than directly providing the loan. The final loan decision, interest rate, amount, fees, and repayment terms are determined by the respective lender.

The loan amount you may qualify for depends on factors such as your income, credit profile, existing financial commitments, and the lender's policies. The final amount is determined by the respective lender.

The applicable interest rate depends on the lender and your individual financial profile. Before accepting an offer, review the applicable interest rate, fees, APR where provided, EMI, tenure, and total repayment amount.

Processing times vary depending on the lender, verification requirements, documentation, and other factors. Digital applications may make the process more convenient, but Finolink does not guarantee instant approval or disbursal.

You may be able to explore available options, but a low credit score can affect your eligibility, loan amount, interest rate, or approval. Each lender has its own credit assessment criteria.