/* ===== FINOLINK - SKY BLUE THEME ===== */
@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@400;500;600;700;800&family=Inter:wght@400;500;600&display=swap');

:root {
  --primary: #0078C8;
  --primary-dark: #005A9E;
  --primary-light: #1A9AE0;
  --sky: #E0F4FF;
  --sky-mid: #B8E6FF;
  --sky-deep: #7DD3FC;
  --accent: #00C9A7;
  --accent-light: #CCFBF1;
  --secondary: #F97316;
  --bg: #EAF6FF;
  --white: #ffffff;
  --text: #0F2D4A;
  --text-muted: #4A7497;
  --text-light: #8BAFC7;
  --border: #C5E3F7;
  --card-bg: rgba(255,255,255,0.88);
  --shadow: 0 4px 24px rgba(0,120,200,0.10);
  --shadow-lg: 0 8px 40px rgba(0,120,200,0.16);
  --radius: 14px;
  --radius-lg: 22px;
  --transition: 0.28s cubic-bezier(0.4,0,0.2,1);
  --glass: rgba(255,255,255,0.72);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: 'Inter', sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
  overflow-x: hidden;
}
img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

/* ===== TYPOGRAPHY ===== */
h1,h2,h3,h4,h5 { font-family: 'Poppins', sans-serif; line-height: 1.25; }
h1 { font-size: clamp(2rem, 5vw, 3.2rem); font-weight: 800; }
h2 { font-size: clamp(1.6rem, 3.5vw, 2.4rem); font-weight: 700; }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.5rem); font-weight: 600; }
h4 { font-size: 1.1rem; font-weight: 600; }
p { line-height: 1.75; color: var(--text-muted); }

/* ===== UTILITIES ===== */
.container { max-width: 1200px; margin: 0 auto; padding: 0 20px; }
.section { padding: 80px 0; }
.section-sm { padding: 50px 0; }
.text-center { text-align: center; }
.eyebrow {
  display: inline-block;
  font-family: 'Poppins', sans-serif;
  font-size: 0.78rem; font-weight: 700;
  letter-spacing: 0.14em; text-transform: uppercase;
  color: var(--accent); margin-bottom: 12px;
  background: var(--accent-light); padding: 4px 12px; border-radius: 100px;
}
.section-title { margin-bottom: 16px; }
.section-sub { max-width: 560px; margin: 0 auto 48px; color: var(--text-muted); }
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; align-items: center; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.bg-white { background: var(--white); }
.bg-sky { background: var(--sky); }
.bg-light { background: var(--bg); }

/* ===== ANIMATIONS ===== */
@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(32px); }
  to { opacity: 1; transform: translateY(0); }
}
@keyframes fadeInLeft {
  from { opacity: 0; transform: translateX(-32px); }
  to { opacity: 1; transform: translateX(0); }
}
@keyframes fadeInRight {
  from { opacity: 0; transform: translateX(32px); }
  to { opacity: 1; transform: translateX(0); }
}
@keyframes float {
  0%, 100% { transform: translateY(0px); }
  50% { transform: translateY(-12px); }
}
@keyframes pulse {
  0%, 100% { transform: scale(1); box-shadow: 0 0 0 0 rgba(0,120,200,0.3); }
  50% { transform: scale(1.04); box-shadow: 0 0 0 12px rgba(0,120,200,0); }
}
@keyframes shimmer {
  0% { background-position: -200% 0; }
  100% { background-position: 200% 0; }
}
@keyframes spin {
  from { transform: rotate(0deg); }
  to { transform: rotate(360deg); }
}
@keyframes countUp {
  from { opacity: 0; transform: translateY(10px); }
  to { opacity: 1; transform: translateY(0); }
}
@keyframes slideDown {
  from { opacity: 0; transform: translateY(-10px); }
  to { opacity: 1; transform: translateY(0); }
}
@keyframes bgMove {
  0% { background-position: 0% 50%; }
  50% { background-position: 100% 50%; }
  100% { background-position: 0% 50%; }
}

.reveal {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}
.reveal-left {
  opacity: 0;
  transform: translateX(-30px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.reveal-left.visible { opacity: 1; transform: translateX(0); }
.reveal-right {
  opacity: 0;
  transform: translateX(30px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.reveal-right.visible { opacity: 1; transform: translateX(0); }

.delay-1 { transition-delay: 0.1s; }
.delay-2 { transition-delay: 0.2s; }
.delay-3 { transition-delay: 0.3s; }
.delay-4 { transition-delay: 0.4s; }
.delay-5 { transition-delay: 0.5s; }

/* ===== BUTTONS ===== */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 14px 28px; border-radius: 10px;
  font-family: 'Poppins', sans-serif; font-size: 0.95rem; font-weight: 600;
  transition: all var(--transition); white-space: nowrap; position: relative; overflow: hidden;
}
.btn::after {
  content: ''; position: absolute; inset: 0;
  background: rgba(255,255,255,0); transition: background 0.2s;
  border-radius: inherit;
}
.btn:hover::after { background: rgba(255,255,255,0.1); }
.btn-primary {
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  color: var(--white); box-shadow: 0 4px 20px rgba(0,120,200,0.35);
}
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 8px 28px rgba(0,120,200,0.45); }
.btn-secondary {
  background: var(--white); color: var(--primary);
  border: 2px solid var(--primary);
}
.btn-secondary:hover { background: var(--primary); color: var(--white); transform: translateY(-2px); }
.btn-accent {
  background: linear-gradient(135deg, var(--accent), #00A896);
  color: var(--white); box-shadow: 0 4px 16px rgba(0,201,167,0.35);
}
.btn-accent:hover { transform: translateY(-2px); box-shadow: 0 8px 24px rgba(0,201,167,0.45); }
.btn-white {
  background: var(--white); color: var(--primary);
  box-shadow: 0 4px 16px rgba(0,0,0,0.12);
}
.btn-white:hover { transform: translateY(-2px); box-shadow: 0 8px 24px rgba(0,0,0,0.18); }
.btn-sm { padding: 10px 20px; font-size: 0.875rem; }
.btn-lg { padding: 18px 36px; font-size: 1.05rem; }

/* ===== CARD ===== */
.card {
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 32px;
  transition: all var(--transition);
  border: 1px solid var(--border);
}
.card:hover { box-shadow: var(--shadow-lg); transform: translateY(-6px); }
.glass-card {
  background: var(--glass);
  backdrop-filter: blur(16px);
  border: 1px solid rgba(255,255,255,0.6);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

/* ===== NAVBAR ===== */
#navbar {
  position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
  background: rgba(224,244,255,0.95);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--border);
  transition: all var(--transition);
  animation: slideDown 0.6s ease forwards;
}
.nav-inner {
  display: flex; align-items: center; justify-content: space-between;
  padding: 0 20px; max-width: 1200px; margin: 0 auto; height: 70px;
}
.nav-logo { display: flex; align-items: center; gap: 10px; }
.logo-mark {
  width: 42px; height: 42px; border-radius: 12px;
  background: linear-gradient(135deg, var(--primary), var(--sky-deep));
  display: flex; align-items: center; justify-content: center;
  color: white; font-family: 'Poppins', sans-serif; font-weight: 800; font-size: 1.3rem;
  box-shadow: 0 4px 12px rgba(0,120,200,0.35);
  animation: float 3s ease-in-out infinite;
}
.logo-text strong { display: block; font-size: 1.15rem; font-weight: 800; color: var(--primary); line-height: 1.1; }
.logo-text span { font-size: 0.62rem; color: var(--text-muted); font-weight: 500; letter-spacing: 0.04em; }
.nav-links { display: flex; align-items: center; gap: 2px; }
.nav-links a {
  padding: 8px 16px; border-radius: 8px; font-weight: 500; font-size: 0.9rem;
  color: var(--text); transition: all var(--transition); position: relative;
}
.nav-links a::after {
  content: ''; position: absolute; bottom: 4px; left: 50%; right: 50%;
  height: 2px; background: var(--primary); border-radius: 2px;
  transition: all var(--transition);
}
.nav-links a:hover::after, .nav-links a.active::after { left: 16px; right: 16px; }
.nav-links a:hover, .nav-links a.active { color: var(--primary); background: rgba(0,120,200,0.07); }
.nav-cta { display: flex; align-items: center; gap: 10px; }
.hamburger {
  display: none; flex-direction: column; gap: 5px; padding: 8px;
}
.hamburger span {
  display: block; width: 24px; height: 2px; background: var(--text);
  border-radius: 2px; transition: all var(--transition);
}
#mobile-menu {
  display: none; position: fixed; inset: 70px 0 0 0; z-index: 999;
  background: var(--white); overflow-y: auto; padding: 24px 20px;
  flex-direction: column; gap: 8px; border-top: 2px solid var(--border);
}
#mobile-menu.open { display: flex; animation: fadeInUp 0.3s ease; }
#mobile-menu a {
  padding: 14px 16px; border-radius: 10px; font-weight: 500;
  color: var(--text); transition: all var(--transition); font-size: 1rem;
  border: 1px solid transparent;
}
#mobile-menu a:hover { background: var(--sky); border-color: var(--border); color: var(--primary); }
.mobile-cta-wrap { margin-top: 12px; display: flex; flex-direction: column; gap: 10px; }

/* ===== BREADCRUMB ===== */
.breadcrumb { background: var(--sky); border-bottom: 1px solid var(--border); padding: 12px 0; }
.breadcrumb-inner { display: flex; align-items: center; gap: 8px; font-size: 0.82rem; color: var(--text-muted); }
.breadcrumb-inner a { color: var(--primary); font-weight: 600; }
.page-hero {
  padding: 110px 0 56px;
  background: linear-gradient(135deg, var(--sky) 0%, var(--sky-mid) 50%, #D0EEFF 100%);
  position: relative; overflow: hidden;
}
.page-hero::before {
  content: ''; position: absolute; top: -60px; right: -80px;
  width: 350px; height: 350px; border-radius: 50%;
  background: radial-gradient(circle, rgba(0,120,200,0.12) 0%, transparent 70%);
}
.page-hero h1 { margin-bottom: 12px; }

/* ===== HERO (home) ===== */
.hero {
  padding: 130px 0 80px;
  background: linear-gradient(135deg, var(--sky) 0%, var(--sky-mid) 60%, #C7E8FF 100%);
  background-size: 200% 200%;
  animation: bgMove 8s ease infinite;
  position: relative; overflow: hidden;
}
.hero-blob-1 {
  position: absolute; top: -80px; right: -100px;
  width: 520px; height: 520px; border-radius: 50%;
  background: radial-gradient(circle, rgba(0,120,200,0.14) 0%, transparent 70%);
  animation: float 6s ease-in-out infinite;
}
.hero-blob-2 {
  position: absolute; bottom: -60px; left: -80px;
  width: 360px; height: 360px; border-radius: 50%;
  background: radial-gradient(circle, rgba(0,201,167,0.12) 0%, transparent 70%);
  animation: float 8s ease-in-out infinite reverse;
}
.hero-inner {
  position: relative; z-index: 1;
  display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center;
}
.hero-content { animation: fadeInLeft 0.8s ease forwards; }
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(0,201,167,0.14); color: #007A63;
  padding: 6px 16px; border-radius: 100px; font-size: 0.8rem; font-weight: 700;
  margin-bottom: 20px; border: 1px solid rgba(0,201,167,0.3);
  animation: pulse 2.5s ease-in-out infinite;
}
.hero-badge-dot {
  width: 8px; height: 8px; border-radius: 50%; background: var(--accent);
  animation: pulse 1.5s ease-in-out infinite;
}
.hero-title { color: var(--text); margin-bottom: 20px; }
.hero-title span { color: var(--primary); }
.hero-title em { font-style: normal; color: var(--accent); }
.hero-sub { font-size: 1.05rem; margin-bottom: 36px; max-width: 520px; color: var(--text-muted); }
.hero-cta { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 40px; }
.trust-badges { display: flex; gap: 24px; flex-wrap: wrap; }
.trust-badge {
  display: flex; align-items: center; gap: 8px;
  font-size: 0.82rem; font-weight: 600; color: var(--text-muted);
}
.trust-badge-icon {
  width: 30px; height: 30px; border-radius: 8px;
  background: var(--white); display: flex; align-items: center; justify-content: center;
  box-shadow: 0 2px 8px rgba(0,120,200,0.12); font-size: 0.95rem;
}
.hero-visual { animation: fadeInRight 0.8s ease 0.2s both; position: relative; }
.hero-card-main {
  background: var(--white); border-radius: 22px; box-shadow: var(--shadow-lg);
  padding: 32px; width: 100%; max-width: 380px;
  border: 1px solid var(--border); animation: float 5s ease-in-out infinite;
}
.hero-card-label { font-size: 0.75rem; color: var(--text-muted); font-weight: 600; margin-bottom: 6px; letter-spacing: 0.08em; text-transform: uppercase; }
.hero-card-amount { font-family: 'Poppins', sans-serif; font-size: 2.6rem; font-weight: 800; color: var(--primary); }
.hero-card-sub { font-size: 0.8rem; color: var(--text-light); margin-top: 4px; margin-bottom: 20px; }
.hero-stat-row { display: flex; gap: 12px; margin-bottom: 20px; }
.hero-stat {
  flex: 1; background: var(--sky); border-radius: 10px;
  padding: 12px; text-align: center; border: 1px solid var(--border);
}
.hero-stat strong { display: block; font-family: 'Poppins',sans-serif; font-size: 1.15rem; font-weight: 700; color: var(--primary); }
.hero-stat span { font-size: 0.7rem; color: var(--text-muted); }
.progress-bar { height: 7px; background: var(--border); border-radius: 4px; overflow: hidden; margin-bottom: 8px; }
.progress-fill {
  height: 100%; border-radius: 4px;
  background: linear-gradient(90deg, var(--primary), var(--sky-deep));
  animation: shimmer 2.5s infinite;
  background-size: 200% 100%;
}
.progress-label { display: flex; justify-content: space-between; font-size: 0.75rem; color: var(--text-muted); margin-bottom: 6px; }
.floating-badge {
  position: absolute; background: var(--white); border-radius: 14px;
  box-shadow: 0 8px 32px rgba(0,120,200,0.15); padding: 12px 16px;
  display: flex; align-items: center; gap: 10px; font-size: 0.82rem;
  animation: float 4s ease-in-out infinite;
}
.floating-badge-top { top: -20px; right: -30px; animation-delay: 0.5s; }
.floating-badge-bottom { bottom: 10px; left: -30px; animation-delay: 1s; }
.fb-icon { width: 34px; height: 34px; border-radius: 9px; display: flex; align-items: center; justify-content: center; font-size: 1.1rem; }
.fb-icon.green { background: rgba(0,201,167,0.15); }
.fb-icon.blue { background: rgba(0,120,200,0.12); }
.fb-text strong { display: block; font-weight: 700; color: var(--text); font-size: 0.84rem; }
.fb-text span { color: var(--text-muted); font-size: 0.74rem; }

/* ===== STATS BAR ===== */
.stats-bar {
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  padding: 32px 0;
}
.stats-bar-inner { display: flex; justify-content: space-around; align-items: center; flex-wrap: wrap; gap: 20px; }
.stat-item { text-align: center; }
.stat-number {
  font-family: 'Poppins', sans-serif; font-size: 2.2rem; font-weight: 800;
  color: var(--white); line-height: 1;
}
.stat-label { font-size: 0.82rem; color: rgba(255,255,255,0.7); margin-top: 4px; }
.stat-divider { width: 1px; height: 50px; background: rgba(255,255,255,0.2); }

/* ===== SERVICES ===== */
.service-card { padding: 36px 28px; position: relative; overflow: hidden; }
.service-card::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 4px;
  background: linear-gradient(90deg, var(--primary), var(--sky-deep));
  transform: scaleX(0); transform-origin: left;
  transition: transform var(--transition);
}
.service-card:hover::before { transform: scaleX(1); }
.service-icon {
  width: 58px; height: 58px; border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.7rem; margin-bottom: 20px;
  transition: transform var(--transition);
}
.service-card:hover .service-icon { transform: scale(1.1) rotate(5deg); }
.service-icon.blue { background: rgba(0,120,200,0.1); }
.service-icon.cyan { background: rgba(125,211,252,0.2); }
.service-icon.teal { background: rgba(0,201,167,0.12); }
.service-card h3 { margin-bottom: 12px; color: var(--text); }
.service-card p { margin-bottom: 20px; }
.service-link {
  font-weight: 700; font-size: 0.88rem; color: var(--primary);
  display: inline-flex; align-items: center; gap: 6px;
  transition: gap var(--transition);
}
.service-link:hover { gap: 12px; }

/* ===== PARTNERS ===== */
.partners-section { background: var(--white); padding: 56px 0; }
.partners-label { text-align: center; margin-bottom: 32px; }
.partners-label p { font-size: 0.82rem; color: var(--text-muted); font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 0; }
.partners-track-wrap { overflow: hidden; position: relative; }
.partners-track-wrap::before, .partners-track-wrap::after {
  content: ''; position: absolute; top: 0; bottom: 0; width: 100px; z-index: 2;
}
.partners-track-wrap::before { left: 0; background: linear-gradient(90deg, var(--white), transparent); }
.partners-track-wrap::after { right: 0; background: linear-gradient(-90deg, var(--white), transparent); }
.partners-track {
  display: flex; gap: 24px; width: max-content;
  animation: marquee 20s linear infinite;
}
.partners-track:hover { animation-play-state: paused; }
@keyframes marquee {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}
.partner-logo {
  display: flex; align-items: center; justify-content: center;
  background: var(--sky); border: 1.5px solid var(--border); border-radius: 12px;
  padding: 14px 28px; min-width: 160px; height: 64px;
  font-family: 'Poppins',sans-serif; font-weight: 700; font-size: 0.9rem;
  color: var(--primary); transition: all var(--transition); white-space: nowrap;
}
.partner-logo:hover { background: var(--primary); color: var(--white); box-shadow: 0 4px 16px rgba(0,120,200,0.25); transform: translateY(-2px); }
.partner-logo span { font-size: 1.2rem; margin-right: 8px; }

/* ===== WHY CHOOSE ===== */
.why-section {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
  position: relative; overflow: hidden;
}
.why-section::before {
  content: ''; position: absolute; top: -100px; right: -100px;
  width: 400px; height: 400px; border-radius: 50%;
  background: radial-gradient(circle, rgba(125,211,252,0.2) 0%, transparent 70%);
}
.why-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2px; margin-top: 48px; }
.why-item {
  background: rgba(255,255,255,0.06);
  padding: 32px 24px; text-align: center;
  transition: all var(--transition); border: 1px solid rgba(255,255,255,0.1);
}
.why-item:hover { background: rgba(255,255,255,0.14); transform: scale(1.02); }
.why-icon {
  width: 64px; height: 64px; border-radius: 18px;
  background: rgba(255,255,255,0.12);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.9rem; margin: 0 auto 16px;
  transition: all var(--transition);
}
.why-item:hover .why-icon { transform: rotateY(180deg); }
.why-item h4 { color: var(--white); margin-bottom: 8px; }
.why-item p { color: rgba(255,255,255,0.65); font-size: 0.88rem; }

/* ===== HOW IT WORKS ===== */
.steps-wrap {
  display: flex; gap: 0; margin-top: 48px; position: relative;
}
.steps-wrap::before {
  content: ''; position: absolute; top: 36px; left: 60px; right: 60px; height: 2px;
  background: linear-gradient(90deg, var(--primary), var(--sky-deep), var(--accent));
}
.step { flex: 1; text-align: center; padding: 0 16px; position: relative; z-index: 1; }
.step-num {
  width: 72px; height: 72px; border-radius: 50%;
  background: var(--white); border: 3px solid var(--primary);
  display: flex; align-items: center; justify-content: center;
  font-family: 'Poppins', sans-serif; font-size: 1.4rem; font-weight: 800;
  color: var(--primary); margin: 0 auto 16px;
  box-shadow: 0 4px 20px rgba(0,120,200,0.18);
  transition: all var(--transition);
}
.step:hover .step-num {
  background: var(--primary); color: var(--white);
  transform: scale(1.12);
}
.step h4 { margin-bottom: 8px; color: var(--text); font-size: 0.95rem; }
.step p { font-size: 0.82rem; }

/* ===== FORM SECTION ===== */
.form-section {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
  position: relative; overflow: hidden;
}
.form-section::before {
  content: ''; position: absolute; top: -100px; right: -100px;
  width: 400px; height: 400px; border-radius: 50%;
  background: radial-gradient(circle, rgba(255,255,255,0.1) 0%, transparent 70%);
}
.form-wrap { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; position: relative; z-index: 1; }
.form-info h2 { color: var(--white); margin-bottom: 20px; }
.form-info > p { color: rgba(255,255,255,0.78); margin-bottom: 32px; }
.form-points { display: flex; flex-direction: column; gap: 14px; }
.form-point { display: flex; align-items: center; gap: 12px; }
.form-point-icon { width: 30px; height: 30px; border-radius: 8px; background: rgba(255,255,255,0.15); display: flex; align-items: center; justify-content: center; font-size: 0.95rem; flex-shrink: 0; }
.form-point span { color: rgba(255,255,255,0.88); font-size: 0.9rem; }
.form-card { background: var(--white); border-radius: 22px; padding: 38px; box-shadow: 0 20px 60px rgba(0,0,0,0.2); }
.form-card h3 { margin-bottom: 24px; color: var(--text); }
.form-group { margin-bottom: 18px; }
.form-group label { display: block; font-size: 0.83rem; font-weight: 700; color: var(--text); margin-bottom: 6px; }
.form-group input, .form-group select, .form-group textarea {
  width: 100%; padding: 12px 16px; border: 2px solid var(--border);
  border-radius: 9px; font-family: 'Inter', sans-serif; font-size: 0.9rem;
  color: var(--text); background: var(--sky); transition: all var(--transition);
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus {
  outline: none; border-color: var(--primary); background: var(--white);
  box-shadow: 0 0 0 4px rgba(0,120,200,0.12);
}
.form-group textarea { resize: vertical; min-height: 100px; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form-submit { width: 100%; padding: 15px; border-radius: 10px; font-size: 1rem; font-weight: 700; }
.form-note { text-align: center; font-size: 0.76rem; color: var(--text-muted); margin-top: 12px; }

/* ===== TESTIMONIALS ===== */
.testi-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.testi-card { padding: 30px; position: relative; overflow: hidden; }
.testi-card::before {
  content: '"'; position: absolute; top: -8px; left: 20px;
  font-size: 5rem; color: var(--sky-mid); font-family: Georgia, serif; line-height: 1;
  z-index: 0;
}
.testi-card > * { position: relative; z-index: 1; }
.testi-stars { color: #F59E0B; font-size: 0.95rem; margin-bottom: 14px; letter-spacing: 2px; }
.testi-text { font-style: italic; margin-bottom: 20px; font-size: 0.92rem; line-height: 1.7; color: var(--text-muted); }
.testi-author { display: flex; align-items: center; gap: 12px; }
.testi-avatar {
  width: 46px; height: 46px; border-radius: 50%;
  background: linear-gradient(135deg, var(--primary), var(--sky-deep));
  display: flex; align-items: center; justify-content: center;
  color: var(--white); font-family: 'Poppins', sans-serif; font-weight: 700; font-size: 1rem;
}
.testi-avatar img { width: 100%; height: 100%; object-fit: cover; border-radius: 50%; }
.testi-name strong { display: block; font-weight: 700; font-size: 0.9rem; color: var(--text); }
.testi-name span { font-size: 0.78rem; color: var(--text-muted); }
.testi-verified { display: inline-flex; align-items: center; gap: 4px; font-size: 0.72rem; color: var(--accent); font-weight: 700; margin-top: 4px; }

/* ===== REVIEW RATING BAR ===== */
.rating-summary {
  background: linear-gradient(135deg, var(--sky), var(--sky-mid));
  border-radius: var(--radius-lg); padding: 32px; margin-bottom: 48px;
  display: flex; align-items: center; gap: 48px; flex-wrap: wrap;
  border: 1px solid var(--border);
}
.rating-big { text-align: center; min-width: 120px; }
.rating-big .score {
  font-family: 'Poppins',sans-serif; font-size: 4rem; font-weight: 800;
  color: var(--primary); line-height: 1;
}
.rating-big .stars { color: #F59E0B; font-size: 1.2rem; margin: 6px 0; }
.rating-big small { font-size: 0.78rem; color: var(--text-muted); }
.rating-bars { flex: 1; min-width: 200px; }
.rating-row { display: flex; align-items: center; gap: 10px; margin-bottom: 8px; }
.rating-row span:first-child { font-size: 0.8rem; font-weight: 600; width: 45px; color: var(--text-muted); white-space: nowrap; }
.rating-bar-bg { flex: 1; height: 8px; background: var(--border); border-radius: 4px; overflow: hidden; }
.rating-bar-fill { height: 100%; border-radius: 4px; background: linear-gradient(90deg, #F59E0B, #FBBF24); }
.rating-row span:last-child { font-size: 0.78rem; color: var(--text-muted); width: 30px; text-align: right; }

/* ===== FAQ ===== */
.faq-wrap { max-width: 800px; margin: 0 auto; }
.faq-item {
  border: 1.5px solid var(--border); border-radius: var(--radius);
  margin-bottom: 12px; overflow: hidden;
  transition: box-shadow var(--transition);
}
.faq-item:hover { box-shadow: 0 4px 16px rgba(0,120,200,0.1); }
.faq-q {
  width: 100%; display: flex; justify-content: space-between; align-items: center;
  padding: 18px 24px; font-weight: 600; font-size: 0.95rem; color: var(--text);
  background: var(--white); transition: all var(--transition); text-align: left;
}
.faq-q:hover { background: var(--sky); color: var(--primary); }
.faq-q.open { background: var(--primary); color: var(--white); }
.faq-chevron { transition: transform var(--transition); font-size: 1rem; flex-shrink: 0; }
.faq-q.open .faq-chevron { transform: rotate(180deg); }
.faq-a { display: none; padding: 16px 24px 20px; background: var(--sky); font-size: 0.9rem; color: var(--text-muted); border-top: 1px solid var(--border); }
.faq-a.open { display: block; animation: fadeInUp 0.3s ease; }

/* ===== ABOUT PAGE ===== */
.mission-vision { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; margin-top: 48px; }
.mv-card { padding: 34px; border-left: 4px solid; }
.mv-card.mission { border-color: var(--primary); }
.mv-card.vision { border-color: var(--accent); }
.values-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.value-item {
  background: var(--white); border-radius: var(--radius); padding: 28px 24px;
  text-align: center; border: 1.5px solid var(--border);
  transition: all var(--transition);
}
.value-item:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); border-color: var(--primary); background: var(--sky); }
.value-icon { font-size: 2.2rem; margin-bottom: 14px; }
.value-item h4 { margin-bottom: 8px; color: var(--text); }

/* ===== SERVICES PAGE ===== */
.service-page-card { background: var(--white); border-radius: var(--radius-lg); overflow: hidden; margin-bottom: 40px; box-shadow: var(--shadow); }
.service-page-header { padding: 40px; display: flex; align-items: center; gap: 24px; }
.service-page-header.blue { background: linear-gradient(135deg, rgba(0,120,200,0.07), rgba(0,120,200,0.13)); border-left: 5px solid var(--primary); }
.service-page-header.cyan { background: linear-gradient(135deg, rgba(125,211,252,0.1), rgba(125,211,252,0.2)); border-left: 5px solid var(--sky-deep); }
.service-page-header.teal { background: linear-gradient(135deg, rgba(0,201,167,0.07), rgba(0,201,167,0.14)); border-left: 5px solid var(--accent); }
.service-page-icon-lg { width: 72px; height: 72px; border-radius: 18px; display: flex; align-items: center; justify-content: center; font-size: 2rem; }
.service-page-icon-lg.blue { background: rgba(0,120,200,0.12); }
.service-page-icon-lg.cyan { background: rgba(125,211,252,0.25); }
.service-page-icon-lg.teal { background: rgba(0,201,167,0.12); }
.service-page-body { padding: 0 40px 40px; }
.service-tabs { display: flex; gap: 8px; border-bottom: 2px solid var(--border); margin-bottom: 32px; padding-top: 24px; flex-wrap: wrap; }
.service-tab {
  padding: 10px 20px; border-radius: 8px 8px 0 0; font-weight: 600; font-size: 0.88rem;
  color: var(--text-muted); background: none; cursor: pointer; border-bottom: 2px solid transparent;
  margin-bottom: -2px; transition: all var(--transition);
}
.service-tab.active { color: var(--primary); border-bottom-color: var(--primary); background: rgba(0,120,200,0.07); }
.service-tab-content { display: none; }
.service-tab-content.active { display: block; animation: fadeInUp 0.3s ease; }
.benefit-list li { display: flex; align-items: flex-start; gap: 10px; padding: 10px 0; border-bottom: 1px solid var(--border); font-size: 0.92rem; color: var(--text-muted); }
.benefit-list li:last-child { border-bottom: none; }
.check { color: var(--accent); font-size: 1.1rem; flex-shrink: 0; }
.doc-chips { display: flex; flex-wrap: wrap; gap: 10px; }
.doc-chip {
  background: var(--sky); border: 1.5px solid var(--border); border-radius: 9px;
  padding: 8px 14px; font-size: 0.84rem; font-weight: 600; color: var(--text);
  display: flex; align-items: center; gap: 6px;
  transition: all var(--transition);
}
.doc-chip:hover { background: var(--primary); color: var(--white); border-color: var(--primary); }

/* ===== CONTACT PAGE ===== */
.contact-grid { display: grid; grid-template-columns: 1fr 1.4fr; gap: 48px; }
.contact-info-item { display: flex; gap: 16px; margin-bottom: 28px; }
.contact-info-icon {
  width: 50px; height: 50px; border-radius: 14px;
  background: var(--sky); border: 1.5px solid var(--border);
  display: flex; align-items: center; justify-content: center; font-size: 1.3rem; flex-shrink: 0;
}
.contact-info-text strong { display: block; font-weight: 700; font-size: 0.9rem; color: var(--text); margin-bottom: 4px; }
.contact-info-text span { color: var(--text-muted); font-size: 0.88rem; }
.map-placeholder {
  background: var(--sky); border-radius: var(--radius); height: 240px;
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  border: 2px dashed var(--border); color: var(--text-muted); gap: 12px; margin-top: 24px;
}
.hours-table { width: 100%; margin-top: 16px; }
.hours-table tr { border-bottom: 1px solid var(--border); }
.hours-table td { padding: 10px 0; font-size: 0.88rem; color: var(--text-muted); }
.hours-table td:last-child { text-align: right; font-weight: 700; color: var(--primary); }

/* ===== LEGAL ===== */
.legal-content { max-width: 860px; margin: 0 auto; }
.legal-content h2 { margin: 36px 0 12px; font-size: 1.4rem; color: var(--text); }
.legal-content h3 { margin: 24px 0 8px; font-size: 1.1rem; color: var(--text); }
.legal-content p { margin-bottom: 14px; font-size: 0.93rem; }
.legal-content ul { margin: 12px 0 16px 20px; }
.legal-content ul li { list-style: disc; padding: 4px 0; font-size: 0.93rem; color: var(--text-muted); }
.legal-date {
  display: inline-block; background: var(--sky); border-radius: 8px;
  padding: 8px 16px; font-size: 0.82rem; color: var(--text-muted); margin-bottom: 32px; border: 1px solid var(--border);
}

/* ===== FOOTER ===== */
footer { background: #0A1F35; color: rgba(255,255,255,0.75); }
.footer-top { padding: 64px 0 40px; }
.footer-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 40px; }
.footer-logo { display: flex; align-items: center; gap: 10px; margin-bottom: 16px; }
.footer-about p { font-size: 0.88rem; line-height: 1.7; margin-bottom: 20px; }
.footer-social { display: flex; gap: 10px; }
.social-btn {
  width: 38px; height: 38px; border-radius: 9px;
  background: rgba(255,255,255,0.08); display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,0.65); font-size: 0.85rem; transition: all var(--transition); cursor: pointer;
  border: 1px solid rgba(255,255,255,0.1);
}
.social-btn:hover { background: var(--primary); color: var(--white); border-color: var(--primary); transform: translateY(-2px); }
.footer-col h4 { color: var(--white); font-size: 0.95rem; margin-bottom: 16px; padding-bottom: 10px; border-bottom: 1px solid rgba(255,255,255,0.1); }
.footer-col ul { display: flex; flex-direction: column; gap: 8px; }
.footer-col ul li a { font-size: 0.85rem; color: rgba(255,255,255,0.6); transition: all var(--transition); display: flex; align-items: center; gap: 6px; }
.footer-col ul li a:hover { color: var(--sky-deep); padding-left: 4px; }
.footer-contact-item { display: flex; gap: 10px; margin-bottom: 12px; font-size: 0.85rem; align-items: flex-start; }
.footer-contact-item .icon { color: var(--sky-deep); flex-shrink: 0; }
.footer-bottom {
  padding: 20px 0; border-top: 1px solid rgba(255,255,255,0.1);
  display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px;
}
.footer-bottom p { font-size: 0.8rem; color: rgba(255,255,255,0.4); }
.footer-bottom-links { display: flex; gap: 20px; }
.footer-bottom-links a { font-size: 0.8rem; color: rgba(255,255,255,0.4); transition: color var(--transition); }
.footer-bottom-links a:hover { color: var(--white); }

/* ===== STICKY BUTTONS ===== */
.sticky-buttons {
  position: fixed; bottom: 24px; right: 20px; z-index: 999;
  display: flex; flex-direction: column; gap: 10px;
}
.sticky-btn {
  width: 56px; height: 56px; border-radius: 50%; display: flex; align-items: center;
  justify-content: center; font-size: 1.4rem;
  box-shadow: 0 4px 20px rgba(0,0,0,0.22);
  transition: all var(--transition); text-decoration: none; animation: float 3s ease-in-out infinite;
}
.sticky-btn:hover { transform: scale(1.14) !important; }
.sticky-wa { background: #25D366; color: var(--white); animation-delay: 0.5s; }
.sticky-call { background: var(--primary); color: var(--white); animation-delay: 1s; }

/* ===== COOKIE ===== */
#cookie-notice {
  position: fixed; bottom: 0; left: 0; right: 0; z-index: 998;
  background: #0A1F35; color: var(--white); padding: 16px 24px;
  display: flex; align-items: center; justify-content: space-between; gap: 16px; flex-wrap: wrap;
  border-top: 2px solid var(--primary);
  animation: slideUp 0.4s ease;
}
@keyframes slideUp {
  from { transform: translateY(100%); }
  to { transform: translateY(0); }
}
#cookie-notice p { font-size: 0.85rem; color: rgba(255,255,255,0.8); margin: 0; }
#cookie-notice a { color: var(--sky-deep); text-decoration: underline; }
.cookie-accept {
  background: linear-gradient(135deg, var(--accent), #00A896); color: var(--white); padding: 9px 22px;
  border-radius: 8px; font-size: 0.85rem; font-weight: 700; cursor: pointer; white-space: nowrap;
  transition: all var(--transition);
}
.cookie-accept:hover { transform: scale(1.04); }

/* ===== IMAGE PLACEHOLDER ===== */
.img-placeholder {
  background: linear-gradient(135deg, var(--sky), var(--sky-mid));
  border-radius: var(--radius); display: flex; flex-direction: column;
  align-items: center; justify-content: center; color: var(--text-muted);
  font-size: 3rem; gap: 12px; border: 2px dashed var(--border);
}
.img-placeholder span { font-size: 0.82rem; font-weight: 600; }

/* ===== CTA BANNER ===== */
.cta-banner {
  background: linear-gradient(135deg, var(--accent), #009B84);
  padding: 56px 0; position: relative; overflow: hidden;
}
.cta-banner::before {
  content: ''; position: absolute; top: -60px; right: -60px;
  width: 300px; height: 300px; border-radius: 50%;
  background: rgba(255,255,255,0.08);
}

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .why-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 768px) {
  .section { padding: 56px 0; }
  h1 { font-size: 1.9rem; }
  h2 { font-size: 1.5rem; }
  .hero { padding: 100px 0 56px; }
  .hero-inner { grid-template-columns: 1fr; gap: 40px; }
  .hero-visual { order: -1; }
  .floating-badge { display: none; }
  .hero-card-main { max-width: 100%; }
  .grid-2 { grid-template-columns: 1fr; gap: 28px; }
  .grid-3 { grid-template-columns: 1fr; }
  .why-grid { grid-template-columns: 1fr; }
  .steps-wrap { flex-direction: column; gap: 24px; }
  .steps-wrap::before { display: none; }
  .step-num { margin: 0 auto 10px; }
  .form-wrap { grid-template-columns: 1fr; }
  .testi-grid { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .mission-vision { grid-template-columns: 1fr; }
  .values-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .stats-bar-inner { gap: 32px; }
  .stat-divider { display: none; }
  .nav-links, .nav-cta { display: none; }
  .hamburger { display: flex; }
  .service-tabs { flex-wrap: wrap; }
  .service-page-body { padding: 0 20px 24px; }
  .service-page-header { padding: 24px 20px; flex-direction: column; }
  .form-grid { grid-template-columns: 1fr; }
  .rating-summary { flex-direction: column; align-items: flex-start; gap: 24px; }
}
@media (max-width: 480px) {
  .container { padding: 0 16px; }
  .hero-cta { flex-direction: column; }
  .why-grid { grid-template-columns: 1fr; }
  .values-grid { grid-template-columns: 1fr; }
  .trust-badges { flex-direction: column; gap: 10px; }
  .footer-bottom-links { flex-wrap: wrap; justify-content: center; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    transition-duration: 0.01ms !important;
  }
}


*{box-sizing:border-box;margin:0;padding:0}
.calc-wrap{background:var(--surface-2);border:0.5px solid var(--border);border-radius:12px;overflow:hidden;font-family:var(--font-sans)}
.calc-header{background:var(--fill-accent);padding:18px 22px}
.calc-header h3{color:var(--on-accent);font-size:16px;font-weight:500;margin-bottom:2px}
.calc-header p{color:var(--on-accent);font-size:13px;opacity:0.82}
.calc-body{display:grid;grid-template-columns:1fr 1fr;gap:0}
.calc-left{padding:20px 22px;border-right:0.5px solid var(--border)}
.calc-right{padding:20px 22px;background:var(--surface-1)}
.field-label{font-size:12px;color:var(--text-muted);font-weight:500;letter-spacing:0.03em;margin-bottom:6px;text-transform:uppercase}
.field-row{margin-bottom:18px}
.val-display{font-size:20px;font-weight:500;color:var(--text-primary);margin-bottom:8px}
.val-display span{font-size:13px;color:var(--text-secondary);font-weight:400;margin-left:4px}
input[type=range]{width:100%;accent-color:var(--fill-accent)}
.range-limits{display:flex;justify-content:space-between;font-size:11px;color:var(--text-muted);margin-top:3px}
.result-cards{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:16px}
.rc{background:var(--surface-2);border:0.5px solid var(--border);border-radius:var(--radius);padding:12px 14px;text-align:center}
.rc .rl{font-size:11px;color:var(--text-muted);margin-bottom:4px;text-transform:uppercase;letter-spacing:0.04em}
.rc .rv{font-size:18px;font-weight:500;color:var(--text-primary)}
.rc .rv.accent{color:var(--text-accent)}
.rc .rv.danger{color:var(--text-danger)}
.rc-full{background:var(--bg-accent);border:0.5px solid var(--border-accent);border-radius:var(--radius);padding:12px 16px;margin-bottom:14px;display:flex;justify-content:space-between;align-items:center}
.rc-full .rl{font-size:12px;color:var(--text-accent);font-weight:500}
.rc-full .rv{font-size:22px;font-weight:500;color:var(--text-accent)}
.bar-wrap{margin-bottom:14px}
.bar-label{font-size:12px;color:var(--text-secondary);margin-bottom:6px}
.bar-track{height:10px;border-radius:6px;background:var(--border-strong);overflow:hidden;display:flex}
.bar-principal{background:var(--fill-accent);height:100%}
.bar-interest{background:var(--text-danger);opacity:0.7;height:100%}
.bar-legend{display:flex;gap:14px;margin-top:6px}
.leg-item{display:flex;align-items:center;gap:5px;font-size:11px;color:var(--text-secondary)}
.leg-dot{width:9px;height:9px;border-radius:50%;flex-shrink:0}
.leg-dot.p{background:var(--fill-accent)}
.leg-dot.i{background:var(--text-danger);opacity:0.7}
.check-btn{width:100%;padding:11px;border-radius:var(--radius);background:var(--fill-accent);color:var(--on-accent);font-size:13px;font-weight:500;border:none;cursor:pointer;font-family:var(--font-sans);transition:opacity 0.15s}
.check-btn:hover{opacity:0.88}
.breakdown-row{display:flex;justify-content:space-between;padding:7px 0;border-bottom:0.5px solid var(--border);font-size:13px}
.breakdown-row:last-child{border-bottom:none}
.breakdown-row .bk{color:var(--text-secondary)}
.breakdown-row .bv{font-weight:500;color:var(--text-primary)}