Finolink Logo
Personal LoanPersonal Loan

Which bank offers the lowest interest rate on personal loans?

Interest rates depend on your credit score, income, employer profile, and loan amount. Public sector banks like SBI, Bank of Baroda, and PNB, as well as private banks like HDFC, ICICI, Axis, and Kotak, offer competitive rates to applicants with a high CIBIL score and stable income. Finolink compares live rates across lenders so you don't need to check each bank individually.

Want a personalised answer for your personal loan?

Finolink compares real offers from 15+ banks and NBFCs based on your exact profile — free, in under 60 seconds.

Check my eligibility