Finolink offers a free instant eligibility checker that estimates your personal loan amount based on your salary, employment type, and CIBIL score, then compares live offers from 15+ banks and NBFCs so you see real numbers, not just estimates, before applying.
A key difference between checking eligibility on Finolink versus applying directly to a single bank's website: Finolink's check doesn't trigger a hard inquiry on your credit report, so you can compare options freely without any impact on your CIBIL score. A direct bank application, by contrast, often does trigger a hard inquiry the moment you submit.
This matters because each hard inquiry stays on your credit report and can slightly lower your score for a period — so comparing offers first through a soft check, then applying only to the one or two lenders most likely to approve you, is generally a smarter approach than applying to five banks individually and hoping one works out.
The eligibility checker takes under 60 seconds and gives you a starting point — from there, a Finolink advisor can walk you through which specific lenders best match your profile.
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Finolink compares real offers from 15+ banks and NBFCs based on your exact profile — free, in under 60 seconds.
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