If you have a CIBIL score of 750+ with no existing EMI, your salary account bank or a leading private bank is usually your best bet. With a score of 700-750, it's worth comparing banks and NBFCs for the best rate. Below 700 or with no credit history, NBFCs that consider alternative eligibility factors are often the better fit. Always compare interest rate, processing fees, tenure, and prepayment terms — which is exactly what Finolink does for you across 15+ lenders.
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